OVERVIEW
Our Credit Rating system helps you assess the payment reliability of retailers before fulfilling orders. Ratings are based on payment history, overdue balances, and overall account standing.
This guide explains how the rating system works, what each rating means, and how to use this information to make informed fulfillment decisions.
NABIS CREDIT RATING
The Nabis Credit Rating is based on several data points, which include delivery volume, current overdue AR, prior payment behavior, paying invoices 60+ days late, typical payment terms, & length of the relationship.

This rating should be used to determine the payment behavior exhibited by a retailer in the past.
NABIS RATING
The Nabis Rating is shown on the 'Accounts' tab in the Nabis Portal. It appears as a set of stars 1-5. This rating is reflective of how much GMV is delivered to a shop successfully
This rating should be used to determine the retailer's delivery volume.